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RV Manufacturers Going Out of Business – If the manufacturer of your RV or any RV you are
considering purchasing is going (rumored to be going), out of business, we strongly recommend you
contact both your RV dealer and the RV manufacturer to obtain clarification of warranty and product
support that will be available to you.
RV manufacturers who file for bankruptcy and halt production, or just went out of business may leave
the RV owner with no warranty protection from the RV manufacturer. Warranty protection for RV
systems such as the AC unit, furnace, refrigerator, stove, hot water heater, and other RV accessories
will still available by contacting an authorized dealer or repair facility.
Warranty coverage for the chassis and drive train coverage are usually provided by the manufacturer,
such as Ford, Workhorse, or Freightliner, etc., and should still be available. Check with the appropriate
manufacturer to determine how and where to get warranty service, routine service, and parts for your
chassis and drive train systems and components.
Zero Interest for RV Equipment Purchases for 12 Months - No-interest financing for 12 months on
any purchase of $499 or more on a single sales receipt for RVers using the Camping World EZ Pay
credit card automatically qualify for the program. The 12-month deferred interest promotion does not
require monthly payments on that qualifying sales receipt purchase but does requre the entire balance
to be paid in full within 12 billing cycles of the purchase date. You can get more information and apply
for the Camping World EZ Pay credit card at the Camping World retail store locations, Camping World
website on the Internet, or by calling 1-800-767-7218.
Fuel Rebates – the Financial Underwriters Network, usually known as F.U.N. Loans, is offering fuel
rebates of up to $100 for anyone financing or refinancing an RV or boat. For details, call (800) 231-
4003 or go to the Fun Loan website on the Internet.
Zero Interest Balance Transfer Offers Are Not Free– Check all Zero Interest credit card offers to
transfer credit card balances or use the "convenience" checks from your credit card provider very
closely. The transaction fees are up and the period of 0.0% interest is down.
A zero interest rate for 3 months with a 3% transaction fee is equivalent to 12.0% a year.
Some credit card companies, such as Discover Card, have dropped a maximum transaction fee and
charge a flat fee of 3.0% on the total amount of each transaction, subject to a minimum transaction fee
of $10. In addition, the Discover Card Zero-Interest balance transfer rate for an eleven month period
has been replaced by a 1.9% interest rate. This brings the interest and fees to 4.9% for eleven months
which results in an effective annual interest rate of 5.345% per annum.
Apparently, quite a few financial institutions appear to be relying on people with good credit to cover the
huge losses for resulting from horrendous decisions deliberately made by the banking and credit
industry in the current mortgage debacle with increased fees and shortened zero interest periods.
Groceries - Many RVers find they can save 3% - 5% for groceries on the road by signing up and using
for the free discount cards at the service desks of the supermarkets at on RV and camping trips.
Overnight Fees - RVers who enjoy the cost savings provided by the Passport America club have two
new opportunities to save money. Passport America members who refer a friend that joins will receive a
one year free membership added to their current Passport America member/travel card.
Overnight Fees – can be reduced by 10% - 15% or more using your RV club memberships, such as
Good Sam Club, FMCA, Escapees Club, and KOA Kamper. For larger savings, check out the 50%
discounts available to members of the increasingly popular camping clubs such as Passport America,
with more than 1400 RV resorts and campgrounds. If you are staying more than a few days, check to
see if the RV resort offers a seventh day free with a six-day stay, or a discount for a one-month stay.
National Parks - RVers traveling through the wide open areas or visiting and staying at Federal lands
managed by the National Park Service, U.S. Department of Agriculture - Forest Service, Fish and
Wildlife Service, Bureau of Land Management and Bureau of Reclamation are eligible for significant
savings by purchasing the appropriate National Parks and Federal Recreational Lands Pass. The costs
vary from zero to $80, depending on the pass program being purchased.
More on Fuel Rebates - Check out fuel discount/saving programs from your credit card providers.
Currently, fuel discounts may be available for holders of the ChasePerfect MasterCard (6% for first 3
months, dropping to 3%), the Chase Hess Visa Card (10% for first 3 months, dropping to 5%), the
Discover Card (5% for fuel), Racetrac (10% initially, dropping to 5%) and USAA credit cards (3%).
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considering purchasing is going (rumored to be going), out of business, we strongly recommend you
contact both your RV dealer and the RV manufacturer to obtain clarification of warranty and product
support that will be available to you.
RV manufacturers who file for bankruptcy and halt production, or just went out of business may leave
the RV owner with no warranty protection from the RV manufacturer. Warranty protection for RV
systems such as the AC unit, furnace, refrigerator, stove, hot water heater, and other RV accessories
will still available by contacting an authorized dealer or repair facility.
Warranty coverage for the chassis and drive train coverage are usually provided by the manufacturer,
such as Ford, Workhorse, or Freightliner, etc., and should still be available. Check with the appropriate
manufacturer to determine how and where to get warranty service, routine service, and parts for your
chassis and drive train systems and components.
Zero Interest for RV Equipment Purchases for 12 Months - No-interest financing for 12 months on
any purchase of $499 or more on a single sales receipt for RVers using the Camping World EZ Pay
credit card automatically qualify for the program. The 12-month deferred interest promotion does not
require monthly payments on that qualifying sales receipt purchase but does requre the entire balance
to be paid in full within 12 billing cycles of the purchase date. You can get more information and apply
for the Camping World EZ Pay credit card at the Camping World retail store locations, Camping World
website on the Internet, or by calling 1-800-767-7218.
Fuel Rebates – the Financial Underwriters Network, usually known as F.U.N. Loans, is offering fuel
rebates of up to $100 for anyone financing or refinancing an RV or boat. For details, call (800) 231-
4003 or go to the Fun Loan website on the Internet.
Zero Interest Balance Transfer Offers Are Not Free– Check all Zero Interest credit card offers to
transfer credit card balances or use the "convenience" checks from your credit card provider very
closely. The transaction fees are up and the period of 0.0% interest is down.
A zero interest rate for 3 months with a 3% transaction fee is equivalent to 12.0% a year.
- Before - Up until a few years ago, the credit card companies charged a 3.0% transaction fee
with a maximum transaction fee of $25 - $40 and twelve months of 0.0% interest. In addition,
they allowed customers to combine multiple transactions into one transaction and applied one
single transaction fee based on the combined total. - Now - Many of the Zero Interest credit card offers now available charge a 3.0% transaction fee
of with a maximum fee of $75 - $200 with as little as 3 – 5 months of 0.0% interest and no
longer allow combining multiple transactions. - Combining multiple amounts no longer available - The transaction fee is calculated
individually on each transaction amount transferred (or check used). If you make three
transactions of $6000 each at one time, you may have to pay three separate transaction fees.
Some credit card companies, such as Discover Card, have dropped a maximum transaction fee and
charge a flat fee of 3.0% on the total amount of each transaction, subject to a minimum transaction fee
of $10. In addition, the Discover Card Zero-Interest balance transfer rate for an eleven month period
has been replaced by a 1.9% interest rate. This brings the interest and fees to 4.9% for eleven months
which results in an effective annual interest rate of 5.345% per annum.
Apparently, quite a few financial institutions appear to be relying on people with good credit to cover the
huge losses for resulting from horrendous decisions deliberately made by the banking and credit
industry in the current mortgage debacle with increased fees and shortened zero interest periods.
Groceries - Many RVers find they can save 3% - 5% for groceries on the road by signing up and using
for the free discount cards at the service desks of the supermarkets at on RV and camping trips.
Overnight Fees - RVers who enjoy the cost savings provided by the Passport America club have two
new opportunities to save money. Passport America members who refer a friend that joins will receive a
one year free membership added to their current Passport America member/travel card.
Overnight Fees – can be reduced by 10% - 15% or more using your RV club memberships, such as
Good Sam Club, FMCA, Escapees Club, and KOA Kamper. For larger savings, check out the 50%
discounts available to members of the increasingly popular camping clubs such as Passport America,
with more than 1400 RV resorts and campgrounds. If you are staying more than a few days, check to
see if the RV resort offers a seventh day free with a six-day stay, or a discount for a one-month stay.
National Parks - RVers traveling through the wide open areas or visiting and staying at Federal lands
managed by the National Park Service, U.S. Department of Agriculture - Forest Service, Fish and
Wildlife Service, Bureau of Land Management and Bureau of Reclamation are eligible for significant
savings by purchasing the appropriate National Parks and Federal Recreational Lands Pass. The costs
vary from zero to $80, depending on the pass program being purchased.
More on Fuel Rebates - Check out fuel discount/saving programs from your credit card providers.
Currently, fuel discounts may be available for holders of the ChasePerfect MasterCard (6% for first 3
months, dropping to 3%), the Chase Hess Visa Card (10% for first 3 months, dropping to 5%), the
Discover Card (5% for fuel), Racetrac (10% initially, dropping to 5%) and USAA credit cards (3%).
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